Meet our leadership


Sanjiv Das

Chief Executive Officer

Sanjiv has a successful track record of leading large, financial services organizations both within the United States and internationally. Prior to joining Caliber, he served as Executive Vice President, Global Financial Solutions at First Data Corporation, where he led the international business and played an instrumental role in taking the company public. He has also held executive management positions at several other companies, including CitiMortgage, Inc.


William Dellal

President of Caliber

William is responsible for secondary marketing, hedging, and other capital markets functions. He brings deep mortgage banking and financial services expertise to Caliber, most recently serving as head of Capital Markets for CitiMortgage.


Russ Smith

EVP, National Production

Russ is responsible for the National Production of Sales in Caliber's Retail, Wholesale, Correspondent, and Direct to Consumer channels. He has over 25 years of experience in the mortgage banking industry, having served in various executive roles for many of the nation's leading financial institutions.


Ann Thorn

EVP, Chief Loan Administration Officer

Ann is responsible for all Production and Servicing Operations in Caliber’s Retail, Wholesale and Correspondent channels.  She has over 25 years in the mortgage industry leading large operations in the areas of originations, servicing, and default, most recently with Bank of America.


Vasif Imtiazi

Chief Financial Officer

Vasif Imtiazi is the Chief Financial Officer at Caliber Home Loans, contributing to the management of around $60B in Originations and a Servicing book of $150B.
In his role as CFO, Vasif serves as a strategic advisor to the business, driving Caliber’s performance and fostering connections across the company. In addition, he leads Financial Planning and Analysis, Vendor and Procurement Management, Accounting, Corporate Real Estate, and Business Controls for Corporate and Originations.
Vasif joined Caliber in 2016 as Deputy CFO, contributing significantly to the development of a disciplined Finance function with rigorous process management.
A seasoned Financial Services industry executive, Vasif delivers a depth of expertise that makes him a critical and trusted member of Caliber’s leadership team. Prior to joining Caliber, Vasif served as the Chief of Staff to the CEO at CitiMortgages and spent over 25 years in senior leadership roles at Citigroup. In addition, he occupied the position of CFO at Latin America Consumer Bank, working in six different countries during his tenure.
Vasif earned a Graduate Degree from the London School of Economics and holds a certification as a Chartered Accountant from Price Waterhouse London.
Outside of work, Vasif supports local charities that aid refugees, and enjoys spending time with his two beautiful granddaughters.


Renee Galitis

EVP, Chief Information Officer

Renee Galitis is responsible for all technology supporting Caliber’s aggressive growth plan and innovation in creating the “Ultimate Home Buying Experience.” As a seasoned industry leader with over 25 years of mortgage technology experience, Renee brings outstanding strategic and technical expertise that will help Caliber build upon their industry-leading originations of servicing.


Ravi Pochiraju

EVP, Chief Revenue Officer

Ravi has over 30 years’ experience in global enterprise leadership and performance improvement.  He oversees driving the entire revenue cycle, including marketing, branding, analytics, revenue operations across channels, go-to-market partnerships, communications and customer success.

Prior to joining Caliber, he led First Data’s Asia Pacific region overseeing their business in 13 countries.  He successfully founded two consulting firms focused on business performance improvement in the financial services industry and led ACI Worldwide as Chief Strategy Officer in expanding the brand and business presence in global growth markets.


Julie Richtel

EVP, Chief Risk Officer

Julie Richtel is responsible for Enterprise Risk Management. Julie has extensive experience in risk and compliance in both mortgage and consumer financial services. Prior to joining Caliber Home Loans, she was the Senior Risk Officer overseeing all consumer facing business lines, including retail banking, home lending, mortgage servicing and warehouse lending at EverBank.


Gregg Smallwood

EVP & General Counsel

Gregg Smallwood is responsible for the company’s Legal and Compliance functions. Gregg has over 20 years’ experience representing major financial services institutions in all aspects of regulatory enforcement, state and federal law compliance, corporate transactional matters and class action litigation. He received his Juris Doctorate from Seton Hall University School of Law and Bachelor of Arts from the University of Maryland.


Sean Harding

Chief Human Resources Officer

Sean Harding leads all human resources functions at Caliber.  He has led bank and non-bank institutions in the mortgage industry and is highly-skilled in human resource management, training leadership, and organizational effectiveness, as well as talent acquisition and retention.


David Schroeder

EVP, Third Party Originations

David has over 20 years of mortgage industry experience. He has worked to innovate and achieve breakthrough growth through digital marketing, dynamic sales delivery, customer-oriented process design, and team member empowerment. David’s mission is to harness Caliber’s resources and people in support of our Broker Partners, Correspondents, and the customers they serve.


Patricia Shumate

EVP, Correspondent

Patti has over 30 years of Mortgage Banking experience with a specialty in correspondent lending. She is responsible for the management of the Correspondent channel which serves Caliber’s delegated customers.


Krishna Srinivasan

EVP, Digital Transformation

Krishna is responsible for leveraging leading technology and applying it to our end to end process to make our customer and LO experience easier, faster and more effective. Before joining Caliber, Krishna served as Chairman, PALGenie Technologies. Prior to PALGenie, he was Executive Founder and CEO of ISGN. In addition to his work with various companies, Krishna has served on the Board of eBusiness@MIT and is a charter member of TiE, a non-profit dedicated to fostering entrepreneurship globally.


Jordan Licht

EVP, Chief Operating Officer - Production

As COO of Production, Jordan is responsible for driving a consistent go-to-market strategy across our four production channels as well as leading key efforts across the organization. Jordan oversees M&A, Product, Caliber Portfolio Lending, Production Digital Strategy, Military Lending, and various other initiatives. Prior to his current role, he was Head of Strategy and Planning for Caliber and Chief of Staff for the CFO. Jordan has over 20 years of financial services experience, most recently as an Investment Banker at Morgan Stanley focusing on M&A and Corporate Debt and Equity raises for diversified financials and financials technology companies.


Jennifer Corcoran

SVP, National Operations

Jennifer is responsible for the strategic direction and operational execution of retail, wholesale, correspondent and consumer direct practices. She has a deep background in Mortgage Operations and most recently managed all operations for Caliber’s Wholesale Division, one of the top purchase producers in the country.


Tony Kottenbrock

SVP Wholesale Lending

Tony has over 25 years of mortgage experience. Tony is responsible for the growth and oversight of Wholesale Production nationwide. Prior to his time at Caliber, Tony served as an EVP at a non-bank lender and servicers, overseeing operations and sales production offices for its Builder Alliance channel.


Nicole Brown

SVP, National Direct Operations

As Head of Centralized Direct Operations, Nicole is responsible for driving strategy, innovation, and customer experience across our Direct to Consumer and Direct to Broker channels. In addition, she leads the Enterprise Shared Services function driving the performance management of strategic suppliers. As a seasoned leader, with over 20 years of experience in transforming operations both domestically and internationally, Nicole brings a unique blend of business process design and supply-chain management in support of Caliber’s mission. Prior to Caliber, Nicole was Head of Direct to Consumer Production at RMS.


Manoj Satnaliwala

SVP, Head of Audit

Manoj Satnaliwala is responsible for all Audit activities working directly with the Audit Committee. Prior to joining Caliber Home Loans, he led the Audit function for Radian Group Inc., the third-largest publicly traded mortgage insurer in the United States, and was a director of Internal Audit for PWC, where he managed the validation of controls for Internal Audit as part of the CCAR project for a large bank holding company.