Caliber Go

Do you want to streamline purchase loan closing and get your clients into their new homes with less stress and shorter wait times? Caliber Home Loans, Inc. has created Caliber Go to help you do just that.

Caliber Go empowers you to close loans fast – in as little as 14 days.*

Key Features, Guidelines, and Benefits

• Rapid turnaround for purchase loan customers
• Must have a minimum FICO® credit score of 700
• LTV as determined by AUS
  
  • Homebuyer education is required for borrowers with LTV >95%
• MI required for LTV >80%
• No secondary financing allowed
• Form W-2 requires salaried income and projected income, no part-time or other income
  
  • No self-employed income allowed for qualification
  • Child support and alimony income is allowed
• Eligible variable income types
  • Bonus, overtime, commission, and tips allowed
• Acceptable appraisal or appraisal waiver as determined by AUS
• Debt-to-income ratio (DTI) allowed as determined by AUS

Property Types 

• Owner-occupied, single-family residence, and planned unit development (PUD) detached/attached properties and site condos
• Multiple properties allowed

*Some loan applications are not suited for digital delivery of asset, income, employment, and other documentation required for loan approval. Processing and closing times vary depending on the nature and complexity of the transaction.