High-Balance Adjustable-Rate Mortgage (ARM)

Caliber Home Loans, Inc. ("Caliber") believes in providing our Wholesale Business Partners with an ever-expanding inventory of lending solutions. Our High-Balance ARM loan may meet your borrowers' needs.*

Property Types 

• Single-family (detached, attached)
• Planned unit development (PUD) (detached, attached)
• Low warrantable condominium (detached, attached)
• High warrantable condominium (detached, attached)
• Modular home
• 2-4 units
• Single-unit cooperative (refer to Cooperative Share Loan Guidelines)

FICO^®/Credit Score

• 620 regardless of automated underwriting system (AUS) findings (minimum FICO requirement may be higher depending on loan parameters).
• When borrowers don’t meet the credit score guidelines, non-traditional credit is allowed. Refer to Non-Traditional Credit Requirements for more information.

Occupancy 

• Primary residence
• Second-home
• Investment property

Caliber's High-Balance ARM may be the perfect fit for your client. Join us today to find out more!

*Guidelines subject to change. Refer to AllRegs^® for details.