Standard

Standard

Glacier Suite

Borrowers turn to jumbo loans when buying a larger or luxury home, a home with expensive amenities that drive up the cost, or a home in a pricier neighborhood.

Now you can help get your borrowers into their dream home without having to move mountains to finance it!

Glacier A Overview: Our big cash-out offering. 
  • Purchase and Refinance transactions 
  • Maximum 89.99% LTV 
  • Minimum FICO 680 
  • Maximum 43% DTI 
  • $3 million maximum loan amount
  • Unlimited cash out

 

Glacier B Overview: Ideal for delayed financing. 
  • Maximum 90% LTV
  • Maximum 43% DTI
  • Minimum FICO® 700 credit score
  • $2.5 million maximum loan amount

 

Glacier C Overview: Low down payment and no MI. 
  • As little as 3.5% down for loan amounts up to $1.5 million
  • As little as 5% down for loan amounts up to $1.75 million
  • No mortgage insurance (MI) required

 

Yosemite Suite

As more borrowers are shopping and looking for personalized financing solutions to fit their needs, help your customers dig deep and carve out a sprawling world wonder of their own with our Yosemite series.

Yosemite A Overview: Terrific for investors and people seeking a second home. 
  • Property types: Primary, second home, and investment
  • Maximum 43% DTI
  • Up to $500K cash out
  • Minimum FICO® 680 credit score
  • $2 million maximum loan amount
  • Non-occupant co-borrowers permitted

 

Yosemite B Overview: Your go-to for multi-unit properties. 
  • Property types: 1-4 unit properties, PUDs, and condos
  • Maximum 85% LTV/CLTV
  • Maximum 43% DTI
  • Minimum FICO® credit score ranges from 680 to 720 depending on loan amount
  • $2 million maximum loan amount

 

Yosemite C Overview: Our highest LTV option in the Yosemite family.
  • Property type: Primary residences only
  • Minimum 80.01% LTV
  • Maximum 90% LTV
  • Maximum 43% DTI
  • Minimum 740 FICO® credit score
  • $1.5 million maximum loan amount
  • No mortgage insurance (MI) required

 

Yellowstone

Jumbo AUS

For borrowers looking for a hotspot they can afford and make their own, there’s nothing more faithful than Caliber Wholesale’s Jumbo Automated Underwriting System (AUS) loan product, Yellowstone. Learn more about how this option can help get your most adventurous borrowers into their dream homes.

Yellowstone Overview: Our easy-to-use AUS product.
  • Property types: primary, second home, and investment
  • Maximum 90% LTV/CLTV
  • Maximum 50% DTI regardless of AUS
  • Minimum 660 FICO® credit score
  • $3 million maximum loan amount
  • No mortgage insurance (MI) required

Everglades

Our Jumbo AUS Product

For borrowers looking for the perfect loan, there’s nothing like air boating over to Caliber Wholesale’s Everglades Jumbo loan product. Learn more about how this option can help glide your borrowers into the home of their dreams.

Everglades Overview:
  • Loan amounts up to $3M
  • Up to 45% DTI
  • Minimum 680 FICO
  • Up to 90% LTV
  • FTHB on a purchase transaction allowed

Guidelines are subject to change. Refer to AllRegs® for details.

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