RefiNow™ Fixed – supported by Fannie Mae – is a loan opportunity designed to make it easier for eligible homeowners earning at or below 80% of the area median income (AMI) to refinance at a lower interest rate while also reducing their monthly mortgage payments.
While lower-income borrowers are often unable to get a refinance, this option opens the doors to them by breaking down some of those eligibility barriers.
RefiNow™ Fixed can help homeowners by:
To qualify for RefiNow™ Fixed, homeowners must have:
Existing mortgage loans must be owned or securitized by Fannie Mae. The loan must be marked as owned by Fannie Mae in the "First Mortgage Owner" field on the Addendum screen in Caliber Blueprint.
Guidelines:
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