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No. H2O will assume that a file uploaded utilizing a 3.4 file is a redesigned URLA transaction and that a file uploaded utilizing a 3.2 file is a traditional ULRA; however, when creating the loan, you will have the option to identify the URLA type utilized for the transaction. Depending on the file transfer method utilized, you may need to enter additional information manually into H2O. As an example, if you create a redesigned URLA transaction using a 3.2 file, many of the new fields are not present within the 3.2 file and will be required to be entered manually within H2O.  

For the latest updates and features related to Caliber Home Loans, Inc. and the newly redesigned Uniform Residential Loan Application (1003) reference this page. If you have additional questions, please contact us at Redesigned1003@caliberhomeloans.com

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